{"id":1503,"date":"2026-10-01T11:00:00","date_gmt":"2026-10-01T08:00:00","guid":{"rendered":"https:\/\/ahmetgokhanmutlu.av.tr\/?p=1503"},"modified":"2026-09-30T17:48:13","modified_gmt":"2026-09-30T14:48:13","slug":"hesap-kiralama-iban-verme-cezasi","status":"publish","type":"post","link":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2026\/10\/01\/hesap-kiralama-iban-verme-cezasi\/","title":{"rendered":"Hesap Kiralama ve IBAN Verme Cezas\u0131: Kendi Hesab\u0131n\u0131 Ba\u015fkas\u0131na Kulland\u0131rman\u0131n Sonu\u00e7lar\u0131"},"content":{"rendered":"<p><!-- HK-YENI 2026-09-27 kaynak:n27 --><\/p>\n<div class=\"hk-guncel\"><span class=\"hk-guncel__etiket\">Mevzuat kontrol\u00fc<\/span> <time datetime=\"2026-09-27\">27 Eyl\u00fcl 2026<\/time><span class=\"hk-guncel__ayrac\">\u00b7<\/span><span>Kaynak: Resm\u00ee Gazete ve mevzuat.gov.tr<\/span><span class=\"hk-guncel__ayrac\">\u00b7<\/span><span>Yazar: <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/ankara-agir-ceza-avukati-avukat-ahmet-gokhan-mutlu\/\">Av. Ahmet G\u00f6khan Mutlu<\/a><\/span><\/div>\n<p>Hesap kiralama, ki\u015finin kendi banka hesab\u0131n\u0131, kart\u0131n\u0131 veya internet bankac\u0131l\u0131\u011f\u0131 bilgilerini bir \u00fccret ya da vaat kar\u015f\u0131l\u0131\u011f\u0131nda ba\u015fkas\u0131n\u0131n kullan\u0131m\u0131na b\u0131rakmas\u0131d\u0131r ve hesap doland\u0131r\u0131c\u0131l\u0131k paras\u0131n\u0131n aktar\u0131lmas\u0131nda kullan\u0131l\u0131rsa ki\u015fi bu su\u00e7a i\u015ftirakten sorumlu tutulabilir. 31.07.2026&#8217;dan itibaren TCK 158\/4, katk\u0131 yaln\u0131zca bu bilgi veya ara\u00e7lar\u0131 vermekle s\u0131n\u0131rl\u0131ysa cezan\u0131n yar\u0131 oran\u0131nda indirilmesini \u00f6ng\u00f6r\u00fcr.<\/p>\n<p>Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n genel \u00e7er\u00e7evesi <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2019\/08\/28\/dolandiricilik-suclari-5237-sayili-tck-157-maddesi\/\">doland\u0131r\u0131c\u0131l\u0131k su\u00e7lar\u0131<\/a> yaz\u0131s\u0131nda anlat\u0131ld\u0131. Bu yaz\u0131, hesap kiralama ve iban kiralama dosyalar\u0131nda hesab\u0131n\u0131 ba\u015fkas\u0131na veren ki\u015finin konumuna odaklan\u0131yor: hangi durumda su\u00e7 orta\u011f\u0131 say\u0131l\u0131r, yeni indirim neyi kapsar, bilgisi d\u0131\u015f\u0131nda kullan\u0131lan hesapta savunma neye dayan\u0131r ve hesab\u0131 ask\u0131ya al\u0131nd\u0131\u011f\u0131nda ne yap\u0131labilir.<\/p>\n<div class=\"hk-ozet\">\n<p class=\"hk-ozet__baslik\">K\u0131saca<\/p>\n<ul>\n<li>Kanunda &#8220;hesap kiralama&#8221; ad\u0131yla ayr\u0131 bir su\u00e7 yoktur; sorumluluk TCK 157\u2013158&#8217;deki doland\u0131r\u0131c\u0131l\u0131\u011fa i\u015ftirak \u00fczerinden do\u011far.<\/li>\n<li>TCK 158\/4 (7589, y\u00fcr\u00fcrl\u00fck 31.07.2026): katk\u0131 hesap veya kart bilgisi vermekle s\u0131n\u0131rl\u0131ysa ceza <strong>yar\u0131 oran\u0131nda indirilir<\/strong>.<\/li>\n<li>Kast \u015fartt\u0131r: hesab\u0131n su\u00e7ta kullan\u0131laca\u011f\u0131n\u0131 bilmeyen ki\u015fi cezaland\u0131r\u0131lamaz (TCK 21).<\/li>\n<li>Banka, nitelikli doland\u0131r\u0131c\u0131l\u0131kta kullan\u0131lan hesab\u0131 48 saate kadar ask\u0131ya alabilir (CMK 128\/A).<\/li>\n<li>Paray\u0131 \u00e7ekip ba\u015fkas\u0131na aktaran ki\u015fi indirimin d\u0131\u015f\u0131nda kal\u0131r; aklama (TCK 282) da g\u00fcndeme gelebilir.<\/li>\n<\/ul>\n<\/div>\n<h2>Hesap Kiralama Nedir, Hangi Su\u00e7u Olu\u015fturur?<\/h2>\n<p>Uygulamada &#8220;hesap kiralama&#8221; ya da &#8220;iban kiralama&#8221; denilen durum \u015f\u00f6yle kurulur: Sosyal medyada veya mesajla\u015fma gruplar\u0131nda &#8220;hesab\u0131n\u0131 kulland\u0131r, g\u00fcnl\u00fck \u00fccret al&#8221; t\u00fcr\u00fcnden ilanlar yay\u0131l\u0131r. Ki\u015fi IBAN&#8217;\u0131n\u0131, banka kart\u0131n\u0131, \u015fifresini ya da mobil bankac\u0131l\u0131k uygulamas\u0131na giri\u015f imk\u00e2n\u0131n\u0131 kar\u015f\u0131 tarafa verir. Ard\u0131ndan bu hesaba doland\u0131r\u0131lan ki\u015filerin paras\u0131 g\u00f6nderilir ve para h\u0131zla ba\u015fka hesaplara \u00e7ekilir.<\/p>\n<p>T\u00fcrk Ceza Kanunu&#8217;nda bu fiil i\u00e7in ayr\u0131 bir su\u00e7 tan\u0131m\u0131 yoktur. Hesap sahibinin sorumlulu\u011fu, hesab\u0131n kullan\u0131ld\u0131\u011f\u0131 doland\u0131r\u0131c\u0131l\u0131k su\u00e7una katk\u0131s\u0131 \u00fczerinden belirlenir. Bu katk\u0131 TCK 37&#8217;deki birlikte faillik ya da TCK 39&#8217;daki yard\u0131m etme bi\u00e7iminde olabilir; ayr\u0131m i\u00e7in <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2023\/07\/28\/suca-istirak-faillik\/\">su\u00e7a i\u015ftirak ve faillik<\/a> yaz\u0131s\u0131na bak\u0131labilir. TCK 39\/2-b, su\u00e7un i\u015flenmesinde kullan\u0131lan ara\u00e7lar\u0131 sa\u011flamay\u0131 yard\u0131m etme h\u00e2lleri aras\u0131nda sayar.<\/p>\n<p>Hesap, sosyal medya ilan\u0131 veya sahte site \u00fczerinden i\u015flenen bir doland\u0131r\u0131c\u0131l\u0131kta kullan\u0131lm\u0131\u015fsa as\u0131l su\u00e7, bili\u015fim sistemleri veya bankalar\u0131n ara\u00e7 olarak kullan\u0131ld\u0131\u011f\u0131 nitelikli doland\u0131r\u0131c\u0131l\u0131k (TCK 158\/1-f) olur. Hapis cezas\u0131 4\u201310 y\u0131l aras\u0131ndad\u0131r ve adli para cezas\u0131 menfaatin iki kat\u0131ndan az olamaz. Hesap sahibinin cezas\u0131 da bu \u00e7er\u00e7eveden hareketle belirlenir.<\/p>\n<figure class=\"hk-gorsel\"><img src=\"https:\/\/ahmetgokhanmutlu.av.tr\/wp-content\/uploads\/2026\/09\/hesap-kiralama-iban-verme-cezasi-1.webp\" alt=\"Hesap kiralama ve IBAN verme durumunda ceza sorumlulu\u011funun dayanaklar\u0131 \u00f6zet kart\u0131\" width=\"1200\" height=\"670\" loading=\"lazy\" decoding=\"async\" \/><figcaption>Hesap Kiralama: Ceza Sorumlulu\u011funun \u00c7er\u00e7evesi<\/figcaption><\/figure>\n<h2>IBAN Verme Cezas\u0131 Ne Kadar? TCK 158\/4 \u0130ndirimi<\/h2>\n<p>7589 say\u0131l\u0131 Kanun&#8217;un 13. maddesiyle TCK 158&#8217;e eklenen d\u00f6rd\u00fcnc\u00fc f\u0131kra 31.07.2026&#8217;da y\u00fcr\u00fcrl\u00fc\u011fe girdi. F\u0131kraya g\u00f6re TCK 157 ve 158&#8217;deki su\u00e7lara i\u015ftirak, haks\u0131z menfaat sa\u011flamak amac\u0131yla \u015fu \u015feyleri ba\u015fkas\u0131na vermekle s\u0131n\u0131rl\u0131 kalm\u0131\u015fsa ceza yar\u0131 oran\u0131nda indirilir:<\/p>\n<ul>\n<li>kendisine veya ba\u015fkas\u0131na ait banka veya kredi kart\u0131 gibi \u00f6deme ara\u00e7lar\u0131,<\/li>\n<li>banka, arac\u0131 kurum, \u00f6deme hizmeti sa\u011flay\u0131c\u0131s\u0131 veya kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131s\u0131 nezdindeki hesab\u0131n kullan\u0131lmas\u0131n\u0131 sa\u011flayan zorunlu bilgiler veya ara\u00e7lar.<\/li>\n<\/ul>\n<p>F\u0131kra yaln\u0131zca bankalar\u0131 de\u011fil, \u00f6deme kurulu\u015flar\u0131ndaki hesaplar\u0131 ve kripto varl\u0131k platformlar\u0131ndaki hesaplar\u0131 da kapsar. Hesab\u0131n ki\u015finin kendisine ait olmas\u0131 da \u015fart de\u011fildir; ba\u015fkas\u0131na ait bir kart\u0131 veya hesap bilgisini aktaran ki\u015fi de h\u00fckm\u00fcn kapsam\u0131na girebilir.<\/p>\n<div class=\"hk-tablo\">\n<table>\n<thead>\n<tr>\n<th>As\u0131l su\u00e7<\/th>\n<th>Kanundaki ceza<\/th>\n<th>Katk\u0131 yaln\u0131zca bilgi vermekse<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Basit doland\u0131r\u0131c\u0131l\u0131k (TCK 157)<\/td>\n<td>1\u20135 y\u0131l hapis<\/td>\n<td>Belirlenen ceza yar\u0131 oran\u0131nda indirilir<\/td>\n<\/tr>\n<tr>\n<td>Nitelikli doland\u0131r\u0131c\u0131l\u0131k, (f) bendi<\/td>\n<td>4\u201310 y\u0131l hapis<\/td>\n<td>Belirlenen ceza yar\u0131 oran\u0131nda indirilir<\/td>\n<\/tr>\n<tr>\n<td>\u00dc\u00e7 veya daha fazla ki\u015fiyle (158\/3)<\/td>\n<td>Yar\u0131 oran\u0131nda art\u0131r\u0131m<\/td>\n<td>Art\u0131r\u0131mdan sonra yar\u0131 indirim tart\u0131\u015f\u0131l\u0131r<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Hesap kiralama dosyalar\u0131nda indirim, i\u015ftirak eden ki\u015finin katk\u0131s\u0131 ger\u00e7ekten bilgi veya arac\u0131 vermekle s\u0131n\u0131rl\u0131ysa uygulan\u0131r. Hesaba gelen paray\u0131 ATM&#8217;den \u00e7eken, ba\u015fka hesaplara g\u00f6nderen, ma\u011fdurla g\u00f6r\u00fc\u015fen ya da yeni hesap sahipleri bulan ki\u015fi bu s\u0131n\u0131r\u0131n d\u0131\u015f\u0131na \u00e7\u0131kar. Kanun metni, 158\/4 indiriminin TCK 39&#8217;daki yard\u0131m etme indirimiyle birlikte nas\u0131l uygulanaca\u011f\u0131n\u0131 ayr\u0131ca d\u00fczenlemez; bu nokta somut dosyada mahkemenin de\u011ferlendirmesine kal\u0131r.<\/p>\n<div class=\"hk-not hk-not--uyari\">\n<p><strong>2026 de\u011fi\u015fikli\u011fi:<\/strong> TCK 158\/4, 16.07.2026 kabul tarihli 7589 say\u0131l\u0131 Kanun&#8217;la eklendi ve 31.07.2026&#8217;da y\u00fcr\u00fcrl\u00fc\u011fe girdi. H\u00fck\u00fcm fail lehinedir. Su\u00e7 tarihine g\u00f6re lehe kanun (TCK m. 7\/2) de\u011ferlendirilmelidir; bu tarihten \u00f6nce i\u015flenmi\u015f ve hen\u00fcz kesinle\u015fmemi\u015f dosyalarda da kar\u015f\u0131la\u015ft\u0131rma yap\u0131lmas\u0131 gerekir.<\/p>\n<\/div>\n<h2>Hesab\u0131m Bilgim D\u0131\u015f\u0131nda Kullan\u0131ld\u0131ysa Su\u00e7 Olur mu?<\/h2>\n<p>Hay\u0131r, kast yoksa su\u00e7 da yoktur. TCK 21&#8217;e g\u00f6re kast, su\u00e7un kanuni tan\u0131m\u0131ndaki unsurlar\u0131n bilerek ve istenerek ger\u00e7ekle\u015ftirilmesidir. Hesab\u0131n doland\u0131r\u0131c\u0131l\u0131kta kullan\u0131laca\u011f\u0131n\u0131 bilmeyen ve bu ihtimali \u00f6ng\u00f6rmemi\u015f olan ki\u015fi cezaland\u0131r\u0131lamaz; taksirli fiiller ancak kanunun a\u00e7\u0131k\u00e7a belirtti\u011fi h\u00e2llerde cezaland\u0131r\u0131l\u0131r (TCK 22\/1) ve doland\u0131r\u0131c\u0131l\u0131k i\u00e7in b\u00f6yle bir h\u00fck\u00fcm yoktur. Hesap kiralama dosyalar\u0131nda savunman\u0131n merkezinde bu soru durur: ki\u015fi neyi biliyordu, neyi \u00f6ng\u00f6rd\u00fc?<\/p>\n<p>Olas\u0131 kast ayr\u0131 bir ihtimaldir. Ki\u015fi hesab\u0131n\u0131n su\u00e7ta kullan\u0131labilece\u011fini \u00f6ng\u00f6rd\u00fc\u011f\u00fc h\u00e2lde yine de hesab\u0131 vermi\u015fse TCK 21\/2 uygulan\u0131r ve temel ceza \u00fc\u00e7te birden yar\u0131ya kadar indirilir. \u00d6rne\u011fin &#8220;\u015firketimizin vergi i\u015flemleri i\u00e7in hesab\u0131na para gelecek, sen de y\u00fczde be\u015fini alacaks\u0131n&#8221; diyen tan\u0131mad\u0131\u011f\u0131 birine kart\u0131n\u0131 veren \u00f6\u011frenci i\u00e7in bu tart\u0131\u015fma yap\u0131labilir.<\/p>\n<p>Kast\u0131n de\u011ferlendirilmesinde dosyada \u015fu t\u00fcr bilgilere bak\u0131l\u0131r:<\/p>\n<ul>\n<li>Hesap sahibinin kar\u015f\u0131l\u0131\u011f\u0131nda para al\u0131p almad\u0131\u011f\u0131 ve tutar\u0131n ola\u011fan olup olmad\u0131\u011f\u0131,<\/li>\n<li>kart\u0131n, \u015fifrenin veya mobil onay\u0131n kime ve nas\u0131l teslim edildi\u011fi,<\/li>\n<li>hesaba gelen paralar\u0131n hesap sahibi taraf\u0131ndan \u00e7ekilip \u00e7ekilmedi\u011fi,<\/li>\n<li>yaz\u0131\u015fmalarda yasa d\u0131\u015f\u0131 bir i\u015fe i\u015faret eden ifadeler bulunup bulunmad\u0131\u011f\u0131,<\/li>\n<li>ki\u015finin hesab\u0131n k\u00f6t\u00fcye kullan\u0131ld\u0131\u011f\u0131n\u0131 fark ettikten sonra bankaya veya kollu\u011fa bildirimde bulunup bulunmad\u0131\u011f\u0131.<\/li>\n<\/ul>\n<p>Hesap ki\u015finin haberi olmadan, \u00e7al\u0131nan kimlik bilgileriyle a\u00e7\u0131lm\u0131\u015fsa durum tamamen farkl\u0131d\u0131r. Bu durumda ki\u015fi faille de\u011fil ma\u011fdurla ayn\u0131 konumdad\u0131r ve <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2023\/08\/16\/baskasina-ait-kimlik-ve-kimlik-bilgilerinin-kullanilmasi-sucu-ve-cezasi\/\">ba\u015fkas\u0131na ait kimlik bilgilerinin kullan\u0131lmas\u0131<\/a> su\u00e7u g\u00fcndeme gelir.<\/p>\n<figure class=\"hk-gorsel\"><img src=\"https:\/\/ahmetgokhanmutlu.av.tr\/wp-content\/uploads\/2026\/09\/hesap-kiralama-iban-verme-cezasi-2.webp\" alt=\"Hesap kiralama dosyalar\u0131nda CMK 128\/A uyar\u0131nca hesab\u0131n ask\u0131ya al\u0131nmas\u0131 ad\u0131mlar\u0131\" width=\"1200\" height=\"666\" loading=\"lazy\" decoding=\"async\" \/><figcaption>CMK 128\/A: Hesab\u0131n Ask\u0131ya Al\u0131nmas\u0131<\/figcaption><\/figure>\n<h2>Hesap Kiralamada Hesab\u0131n Ask\u0131ya Al\u0131nmas\u0131: CMK 128\/A Nas\u0131l \u0130\u015fler?<\/h2>\n<p>7571 say\u0131l\u0131 Kanun&#8217;la CMK&#8217;ya eklenen 128\/A maddesi 25.12.2025&#8217;ten beri y\u00fcr\u00fcrl\u00fcktedir. Bili\u015fim sistemleri kullan\u0131larak nitelikli h\u0131rs\u0131zl\u0131k (TCK 142\/2-e), nitelikli doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n (f) ve (l) bentleri ile banka veya kredi kartlar\u0131n\u0131n k\u00f6t\u00fcye kullan\u0131lmas\u0131 (TCK 245) su\u00e7lar\u0131nda makul \u015f\u00fcphe varsa, su\u00e7ta kullan\u0131lan hesap 48 saate kadar ask\u0131ya al\u0131nabilir. Karar\u0131 banka, \u00f6deme hizmeti sa\u011flay\u0131c\u0131s\u0131 veya kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131s\u0131 verir.<\/p>\n<div class=\"hk-tablo\">\n<table>\n<thead>\n<tr>\n<th>Ad\u0131m<\/th>\n<th>Kural (CMK 128\/A)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Bildirim<\/td>\n<td>Kurum ask\u0131ya almay\u0131 ve hesap hareketlerini derhal Cumhuriyet ba\u015fsavc\u0131l\u0131\u011f\u0131na bildirir; hesap sahibine de bildirilir<\/td>\n<\/tr>\n<tr>\n<td>\u0130tiraz<\/td>\n<td>Hesap sahibi kald\u0131rma i\u00e7in ba\u015fsavc\u0131l\u0131\u011fa ba\u015fvurabilir; savc\u0131 24 saat i\u00e7inde karar verir<\/td>\n<\/tr>\n<tr>\n<td>Elkoyma<\/td>\n<td>Ask\u0131 s\u00fcresinde h\u00e2kim karar\u0131yla, gecikmesinde sak\u0131nca varsa savc\u0131n\u0131n yaz\u0131l\u0131 emriyle<\/td>\n<\/tr>\n<tr>\n<td>Onay<\/td>\n<td>Savc\u0131 emriyle elkoyma 24 saat i\u00e7inde h\u00e2kim onay\u0131na sunulur; 48 saatte karar yoksa kalkar<\/td>\n<\/tr>\n<tr>\n<td>\u0130ade<\/td>\n<td>Menfaatin ma\u011fdura ait oldu\u011fu anla\u015f\u0131l\u0131rsa sahibine iade edilir<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>Hesab\u0131 ask\u0131ya al\u0131nan ki\u015finin ilk yapmas\u0131 gereken, bildirimi dikkatle okumak ve hesaba gelen paran\u0131n kayna\u011f\u0131n\u0131 g\u00f6steren belgeleri toplamakt\u0131r. Maa\u015f, kira veya ticari sat\u0131\u015f gibi me\u015fru bir kayna\u011f\u0131 olan para i\u00e7in ba\u015fsavc\u0131l\u0131\u011fa yap\u0131lacak ba\u015fvuruda bu belgeler sunulabilir. Kurum, kanuna g\u00f6re ask\u0131ya alma karar\u0131 nedeniyle hukuken sorumlu tutulmaz (CMK 128\/A-6).<\/p>\n<p>Ask\u0131ya alma d\u0131\u015f\u0131nda, soru\u015fturma veya kovu\u015fturma konusu doland\u0131r\u0131c\u0131l\u0131k su\u00e7unda hesaplara CMK 128 uyar\u0131nca elkonulabilir. Bu elkoymaya yaln\u0131zca h\u00e2kim karar verir (CMK 128\/9).<\/p>\n<h2>Paray\u0131 \u00c7ekmek Hesap Kiralamadan Farkl\u0131 m\u0131?<\/h2>\n<p>Evet, \u00f6nemli \u00f6l\u00e7\u00fcde farkl\u0131d\u0131r. Hesab\u0131na gelen paray\u0131 \u00e7ekip ba\u015fkas\u0131na teslim eden ya da ba\u015fka hesaplara da\u011f\u0131tan ki\u015fi, su\u00e7a katk\u0131s\u0131n\u0131 bilgi vermenin \u00f6tesine ta\u015f\u0131m\u0131\u015f olur. Bu ki\u015fi bak\u0131m\u0131ndan 158\/4 indirimi uygulanmaz; sorumluluk genel i\u015ftirak kurallar\u0131na g\u00f6re belirlenir.<\/p>\n<p>Ayr\u0131ca TCK 282&#8217;deki su\u00e7tan kaynaklanan malvarl\u0131\u011f\u0131 de\u011ferlerini aklama su\u00e7u g\u00fcndeme gelebilir. Alt s\u0131n\u0131r\u0131 alt\u0131 ay veya daha fazla hapis gerektiren bir su\u00e7tan elde edilen de\u011feri yurt d\u0131\u015f\u0131na \u00e7\u0131karan ya da kayna\u011f\u0131n\u0131 gizlemek amac\u0131yla \u00e7e\u015fitli i\u015flemlere tabi tutan ki\u015fiye 3\u20137 y\u0131l hapis ve 20.000 g\u00fcne kadar adli para cezas\u0131 verilir. Doland\u0131r\u0131c\u0131l\u0131\u011f\u0131n alt s\u0131n\u0131r\u0131 bir y\u0131l oldu\u011fundan bu \u015fart kar\u015f\u0131lan\u0131r.<\/p>\n<p>Hesap kiralama ilanlar\u0131n\u0131n bir \u015febeke taraf\u0131ndan y\u00f6netildi\u011fi dosyalarda TCK 158\/3&#8217;teki \u00f6rg\u00fct art\u0131r\u0131m\u0131 ve <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2023\/11\/08\/suc-islemek-amaciyla-orgut-kurma-sucu-ve-cezasi-nedir\/\">su\u00e7 i\u015flemek amac\u0131yla \u00f6rg\u00fct kurma<\/a> su\u00e7u da tart\u0131\u015f\u0131labilir.<\/p>\n<h2>Hesap Kiralama Dosyas\u0131nda Uzla\u015ft\u0131rma ve Etkin Pi\u015fmanl\u0131k Var m\u0131?<\/h2>\n<p>Hesap kiralama dosyas\u0131nda uzla\u015ft\u0131rma, as\u0131l su\u00e7un t\u00fcr\u00fcne ba\u011fl\u0131d\u0131r. CMK 253\/1-b-8 yaln\u0131zca basit doland\u0131r\u0131c\u0131l\u0131\u011f\u0131 (TCK 157) sayar. Hesap sahte ilan veya sosyal medya \u00fczerinden i\u015flenen bir doland\u0131r\u0131c\u0131l\u0131kta kullan\u0131ld\u0131ysa su\u00e7 nitelikli h\u00e2le girer ve <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2017\/02\/15\/ceza-davalarinda-uzlasma-konusu\/\">uzla\u015ft\u0131rma<\/a> yolu kapan\u0131r. Birden fazla ma\u011fdur varsa, uzla\u015fma i\u00e7in hepsinin kabul\u00fc gerekir (CMK 253\/7).<\/p>\n<p>Etkin pi\u015fmanl\u0131k ise yard\u0131m edenleri de kapsar. TCK 168\/1, failin, azmettirenin veya yard\u0131m edenin kovu\u015fturma ba\u015flamadan \u00f6nce ma\u011fdurun zarar\u0131n\u0131 tamamen gidermesi h\u00e2linde cezan\u0131n \u00fc\u00e7te ikisine kadar indirilmesini \u00f6ng\u00f6r\u00fcr. Kovu\u015fturma ba\u015flad\u0131ktan sonra h\u00fck\u00fcmden \u00f6nce giderimde indirim yar\u0131ya kadard\u0131r. K\u0131smi \u00f6demede ma\u011fdurun r\u0131zas\u0131 aran\u0131r.<\/p>\n<div class=\"hk-not hk-not--bilgi\">\n<p><strong>Uygulamada:<\/strong> Bir iban kiralama teklifini kabul edip kart\u0131n\u0131 veya hesap bilgisini ba\u015fkas\u0131na verdi\u011fini sonradan fark eden ki\u015finin, hesab\u0131n k\u00f6t\u00fcye kullan\u0131ld\u0131\u011f\u0131n\u0131 \u00f6\u011frendi\u011fi anda bankas\u0131na ve kollu\u011fa bildirimde bulunmas\u0131, hem zarar\u0131n b\u00fcy\u00fcmesini \u00f6nler hem de sonradan kast\u0131n de\u011ferlendirilmesinde dosyaya girecek somut bir kay\u0131t olu\u015fturur.<\/p>\n<\/div>\n<figure class=\"hk-gorsel\"><img src=\"https:\/\/ahmetgokhanmutlu.av.tr\/wp-content\/uploads\/2026\/09\/hesap-kiralama-iban-verme-cezasi-3.webp\" alt=\"IBAN kiralama ile para kuryeli\u011fi aras\u0131ndaki ceza fark\u0131n\u0131 g\u00f6steren tablo\" width=\"1200\" height=\"630\" loading=\"lazy\" decoding=\"async\" \/><figcaption>Bilgi Vermek ile Paray\u0131 \u00c7ekmek Aras\u0131ndaki Fark<\/figcaption><\/figure>\n<h2>Hesap Kiralama Hakk\u0131nda S\u0131k Sorulan Sorular<\/h2>\n<div class=\"hk-sss\">\n<details>\n<summary>IBAN&#8217;\u0131m\u0131 ba\u015fkas\u0131na verdim, ceza al\u0131r m\u0131y\u0131m?<\/summary>\n<p>Hesab\u0131n doland\u0131r\u0131c\u0131l\u0131kta kullan\u0131laca\u011f\u0131n\u0131 biliyor veya \u00f6ng\u00f6r\u00fcyorsan\u0131z i\u015ftirak sorumlulu\u011fu do\u011fabilir. 31.07.2026&#8217;dan itibaren katk\u0131n\u0131z yaln\u0131zca IBAN, kart veya hesap bilgisi vermekle s\u0131n\u0131rl\u0131ysa ceza yar\u0131 oran\u0131nda indirilir (TCK 158\/4). Hesab\u0131n su\u00e7ta kullan\u0131laca\u011f\u0131ndan habersizseniz kast bulunmad\u0131\u011f\u0131ndan ceza verilmez; bunu g\u00f6steren deliller \u00f6nem ta\u015f\u0131r.<\/p>\n<\/details>\n<details>\n<summary>\u0130ban kiralama ile hesap kiralama ayn\u0131 \u015fey mi?<\/summary>\n<p>\u0130ki ifade de ayn\u0131 olgu i\u00e7in kullan\u0131l\u0131r. \u0130ban kiralama denildi\u011finde yaln\u0131zca hesap numaras\u0131n\u0131n, hesap kiralama denildi\u011finde kart, \u015fifre veya mobil bankac\u0131l\u0131k eri\u015fiminin de verildi\u011fi durumlar kastedilebilir. TCK 158\/4 her ikisini de kapsar: \u00f6deme ara\u00e7lar\u0131n\u0131 ve hesab\u0131n kullan\u0131lmas\u0131n\u0131 sa\u011flayan zorunlu bilgi veya ara\u00e7lar\u0131 vermek ayn\u0131 indirime tabidir.<\/p>\n<\/details>\n<details>\n<summary>IBAN verme cezas\u0131 ertelenebilir mi?<\/summary>\n<p>IBAN verme cezas\u0131 olarak h\u00fckmedilen hapis, indirimlerden sonra iki y\u0131l veya daha az olursa TCK 51&#8217;e g\u00f6re ertelenebilir; h\u00fckm\u00fcn a\u00e7\u0131klanmas\u0131n\u0131n geri b\u0131rak\u0131lmas\u0131 da (CMK 231) tart\u0131\u015f\u0131labilir. Geri b\u0131rakma i\u00e7in ma\u011fdurun zarar\u0131n\u0131n tamamen giderilmesi de aran\u0131r. Somut sonu\u00e7, as\u0131l su\u00e7un t\u00fcr\u00fcne ve uygulanan indirimlere g\u00f6re de\u011fi\u015fir.<\/p>\n<\/details>\n<details>\n<summary>Hesab\u0131m ask\u0131ya al\u0131nd\u0131, param ne olacak?<\/summary>\n<p>Ask\u0131ya alma en fazla 48 saat s\u00fcrer. Bu s\u00fcre i\u00e7inde h\u00e2kim karar\u0131 veya savc\u0131n\u0131n yaz\u0131l\u0131 emriyle elkoyma yap\u0131lmazsa ask\u0131 kalkar. Hesap sahibi ask\u0131n\u0131n kald\u0131r\u0131lmas\u0131 i\u00e7in Cumhuriyet ba\u015fsavc\u0131l\u0131\u011f\u0131na ba\u015fvurabilir ve savc\u0131 24 saat i\u00e7inde karar verir. Paran\u0131n ma\u011fdura ait oldu\u011fu anla\u015f\u0131l\u0131rsa ma\u011fdura iade edilir (CMK 128\/A).<\/p>\n<\/details>\n<details>\n<summary>Hesab\u0131m\u0131 veren ki\u015fiyi \u015fik\u00e2yet edebilir miyim?<\/summary>\n<p>Evet. Hesab\u0131n\u0131z sizden habersiz ya da size s\u00f6ylenenden farkl\u0131 bir ama\u00e7la kullan\u0131ld\u0131ysa, durumu Cumhuriyet ba\u015fsavc\u0131l\u0131\u011f\u0131na veya kollu\u011fa bildirebilirsiniz (CMK 158). Bildirimin erken yap\u0131lmas\u0131, dosyada iyi niyetinizi g\u00f6steren bir kay\u0131t olu\u015fturur.<\/p>\n<\/details>\n<\/div>\n<div class=\"hk-kaynak\">\n<p class=\"hk-kaynak__baslik\">Mevzuat ve kaynaklar<\/p>\n<ul>\n<li><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=5237&#038;MevzuatTur=1&#038;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">5237 say\u0131l\u0131 T\u00fcrk Ceza Kanunu, m. 7, 21, 37, 39, 51, 157\u2013158, 168, 282<\/a><\/li>\n<li><a href=\"https:\/\/www.mevzuat.gov.tr\/mevzuat?MevzuatNo=5271&#038;MevzuatTur=1&#038;MevzuatTertip=5\" target=\"_blank\" rel=\"noopener\">5271 say\u0131l\u0131 Ceza Muhakemesi Kanunu, m. 128, 128\/A, 158, 231, 253<\/a><\/li>\n<\/ul>\n<\/div>\n<p>Genel usul bilgisi i\u00e7in <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/ceza-hukuku-ceza-muhakemesi-hukuku-ankara-agir-ceza-avukati\/\">ceza hukuku ve ceza muhakemesi<\/a> sayfas\u0131na, hesaba izinsiz giri\u015f gibi olaylar i\u00e7in <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2021\/08\/24\/bilisim-suclari\/\">bili\u015fim su\u00e7lar\u0131<\/a> yaz\u0131s\u0131na bak\u0131labilir.<\/p>\n<div class=\"hk-ilgili\">\n<p class=\"hk-ilgili__baslik\">\u0130lgili makaleler<\/p>\n<ul>\n<li><a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2019\/02\/26\/malvarligina-karsi-suclar-hirsizlik-5237-sayili-tck-141-maddesi\/\">H\u0131rs\u0131zl\u0131k Su\u00e7u (TCK 141\u2013142): Cezas\u0131, Nitelikli H\u00e2ller, Uzla\u015ft\u0131rma ve Etkin Pi\u015fmanl\u0131k<\/a><\/li>\n<li><a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2019\/08\/28\/dolandiricilik-suclari-5237-sayili-tck-157-maddesi\/\">Doland\u0131r\u0131c\u0131l\u0131k Su\u00e7lar\u0131 (TCK 157\u2013159): Ceza, Nitelikli H\u00e2ller, IBAN Verme, Uzla\u015ft\u0131rma<\/a><\/li>\n<li><a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2021\/08\/24\/bilisim-suclari\/\">Bili\u015fim Su\u00e7lar\u0131 ve Cezalar\u0131 (TCK 243\u2013245\/A): Hesaba Girme, Kart, Siber G\u00fcvenlik, KVKK<\/a><\/li>\n<li><a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/2017\/02\/15\/ceza-davalarinda-uzlasma-konusu\/\">Ceza Davalar\u0131nda Uzla\u015fma (CMK 253): Hangi Su\u00e7larda Yap\u0131l\u0131r, S\u00fcreler ve Sonu\u00e7lar\u0131<\/a><\/li>\n<\/ul>\n<\/div>\n<div class=\"hk-yazar\"><img src=\"https:\/\/ahmetgokhanmutlu.av.tr\/wp-content\/uploads\/2022\/04\/gokhanmutlu.jpg\" alt=\"Av. Ahmet G\u00f6khan Mutlu\" width=\"96\" height=\"96\" loading=\"lazy\" decoding=\"async\" \/><\/p>\n<div class=\"hk-yazar__metin\">\n<p class=\"hk-yazar__ust\">Yazar hakk\u0131nda<\/p>\n<p class=\"hk-yazar__ad\"><a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/ankara-agir-ceza-avukati-avukat-ahmet-gokhan-mutlu\/\">Av. Ahmet G\u00f6khan Mutlu<\/a><\/p>\n<p>Ankara Barosuna kay\u0131tl\u0131 avukat (Sicil No: 19638), \u00c7ankaya \u00dcniversitesi Hukuk Fak\u00fcltesi 2006 mezunu. Ceza uzla\u015ft\u0131rmac\u0131s\u0131d\u0131r; Adalet Bakanl\u0131\u011f\u0131 arabulucu siciline ve T\u00dcRKPATENT marka vekilli\u011fi siciline kay\u0131tl\u0131d\u0131r. Ankara Barosu CMK Merkezi, Bili\u015fim Kurulu ve Fikri M\u00fclkiyet ve Rekabet Kurulu \u00fcyesidir.<\/p>\n<p class=\"hk-yazar__not\">Bu yaz\u0131 27 Eyl\u00fcl 2026 tarihinde y\u00fcr\u00fcrl\u00fckteki mevzuata g\u00f6re haz\u0131rlanm\u0131\u015ft\u0131r.<\/p>\n<\/div>\n<\/div>\n<div class=\"hk-cta\">\n<p class=\"hk-cta__baslik\">Somut durumunuz i\u00e7in hukuki de\u011ferlendirme<\/p>\n<p>Her dosyan\u0131n su\u00e7 tarihi, delilleri ve usul a\u015famas\u0131 farkl\u0131d\u0131r. S\u00fcre ka\u00e7\u0131rmamak ve haklar\u0131n\u0131z\u0131 do\u011fru kullanmak i\u00e7in dosyan\u0131z\u0131 bir avukatla birlikte de\u011ferlendirmeniz \u00f6nemlidir.<\/p>\n<p>Telefon: <a href=\"tel:+905327145045\">0 532 714 50 45<\/a> \u00b7 E-posta: <a href=\"mailto:bilgi@ahmetgokhanmutlu.av.tr\">bilgi@ahmetgokhanmutlu.av.tr<\/a> \u00b7 <a href=\"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/ankara-agir-ceza-avukati-iletisim\/\">\u0130leti\u015fim ve adres bilgileri<\/a><\/p>\n<\/div>\n<p class=\"hk-yasal\">Bu yaz\u0131 genel bilgilendirme ama\u00e7l\u0131d\u0131r ve hukuki m\u00fctalaa niteli\u011fi ta\u015f\u0131maz. Somut olayda su\u00e7 tarihi, deliller ve g\u00fcncel mevzuat birlikte de\u011ferlendirilmelidir.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mevzuat kontrol\u00fc 27 Eyl\u00fcl 2026\u00b7Kaynak: Resm\u00ee Gazete ve mevzuat.gov.tr\u00b7Yazar: Av. Ahmet G\u00f6khan Mutlu Hesap kiralama, ki\u015finin kendi banka hesab\u0131n\u0131, kart\u0131n\u0131 veya internet bankac\u0131l\u0131\u011f\u0131 bilgilerini bir \u00fccret ya da vaat kar\u015f\u0131l\u0131\u011f\u0131nda ba\u015fkas\u0131n\u0131n kullan\u0131m\u0131na b\u0131rakmas\u0131d\u0131r ve hesap doland\u0131r\u0131c\u0131l\u0131k paras\u0131n\u0131n aktar\u0131lmas\u0131nda kullan\u0131l\u0131rsa ki\u015fi bu su\u00e7a i\u015ftirakten sorumlu tutulabilir. 31.07.2026&#8217;dan itibaren TCK 158\/4, katk\u0131 yaln\u0131zca bu bilgi veya ara\u00e7lar\u0131 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1504,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1503","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-makaleler"],"_links":{"self":[{"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/posts\/1503","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/comments?post=1503"}],"version-history":[{"count":1,"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/posts\/1503\/revisions"}],"predecessor-version":[{"id":1508,"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/posts\/1503\/revisions\/1508"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/media\/1504"}],"wp:attachment":[{"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/media?parent=1503"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/categories?post=1503"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ahmetgokhanmutlu.av.tr\/index.php\/wp-json\/wp\/v2\/tags?post=1503"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}